Archive for the ‘Credit’ Category

What Is the Right Way of Writing Credit Dispute Letters?

Friday, January 14th, 2011

If you found out  something like an unpaid unsecured signature loan on your credit report, make a credit dispute letter.  A professional, well-written letter can help you achieve that desired points on your credit score. There are known easy steps that can help you through the hassle of fixing those ...

An Easy Way to Establish Credit

Saturday, May 1st, 2010

Let face it, without a credit history reported on a credit report, you are doomed to find any kind of financing anywhere. It seems that these days we are all grouped into a category based on a credit score! Anyway, knowing how important and powerful a credit report and credit ...

Four Common Misconceptions Regarding Credit

Saturday, July 25th, 2009

Having worked in banking and finance for over 15 years, I am always surprised to realize how confused most people are regarding how the credit system works. Here are the top four misconceptions regarding credit I hear most often. Myth One: Information in my credit file cant be changed. Truth: ...