Bad Credit Loans

Let face it, without a credit history reported on a credit report, you are doomed to find any kind of financing anywhere. It seems that these days we are all grouped into a category based on a credit score! Anyway, knowing how important and powerful a credit report and credit score are, in spite of [...]

Having worked in banking and finance for over 15 years, I am always surprised to realize how confused most people are regarding how the credit system works. Here are the top four misconceptions regarding credit I hear most often.

Myth One: Information in my credit file cant be changed.
Truth: Anything that you disputed [...]

It’s hard to live with bad credit. You need credit to lease a house or car. Most loans you apply for will be turned down with bad credit. It can be frustrating to have bad credit.  You need credit repair help.
It’s not that hard to get your credit repaired. All it takes is a little [...]

Credit repair is a hot topic these days. As more and more people understand that they cannot pay their bills, our national credit average is dwindling. However, there are some risks to using credit repair companies to fix a negative credit score that you should know.
Your credit score is the faced the companies put on [...]