Archive for the ‘Credit Scores’ Category

Four Common Misconceptions Regarding Credit

Having worked in banking and finance for over 15 years, I am always surprised to realize how confused most people are regarding how the credit system works. Here are the top four misconceptions regarding credit I hear most often.

Myth One: Information in my credit file cant be changed.
Truth: Anything that you disputed [...]

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7 Indisputable Strategies That Will Improve Your Credit Fast

In this article you are going to discover how anyone can virtually improve your credit fast and easy. All it will take on your part is to read this article in it’s entirety and to follow each of the strategies as they are presented:
1. You will want to start by getting your free credit report, [...]

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What is a FICO Score

Your FICO score is a vital component of managing your finances. This is the number used by the credit bureaus to determine how good your credit is. The FICO scoring system can appear to be pretty complicated if you do not know how it works. On the other hand, if you know how your FICO score is calculated, you can easily find ways to keep a good score or repair a bad one. Understanding your FICO credit score is key to maintaining good credit and keeping yourself afloat.

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